The compiled list of adoption grant, loan and funding resources listed below is for informational purposes only. Open Arms does not endorse or recommend any of these resources in particular. Families are encouraged to thoroughly research all requirements and/or eligibility before applying.

Low Interest or Interest Free Adoption Loans

Abba Fund
America’s Christian Credit Union
International Association of Hebrew Free Loans
National Adoption Foundation
Pathways for Little Feet

Crowd Funding & Matching Grants

Adopt Together
Give Forward
GoFundMe
Adoption Bridge

IRS Adoption Tax Credit 2025

The adoption tax credit is available to families who adopt from foster care or through private domestic adoptions or intercountry adoption. When a child is adopted, the adoptive family may claim up to a $17,280 tax credit, $5,000 of which is currently fully refundable with $12,280 remaining towards tax credits, for qualified adoption expenses. Families who make more than $259,190 annually may only claim a partial credit and no credit can be claimed by families making more than $299,190.  The adoption tax credit is a one-time credit per child. For more questions, call the IRS at 1–800–829–1040, go to the IRS website or contact your accountant.

Employee Adoption Benefits

Many companies and organizations offer financial assistance for employees planning to adopt. Check with your Human Resources Department or Employee Benefits Office to find out if your company has any such benefits. For additional information about employer adoption benefit programs please check out the Dave Thomas Foundation.

Adoption Book List

There are many adoption-related books that we suggest for adults and children on a wide variety of topics.  Please view the list of our recommended books here.

In On It: What Adoptive Parents Would Like You To Know About Adoption. A Guide for Relatives and Friends by Elisabeth O’Toole 

Adoption is a Family Affair! What Relatives and Friends Must Know by Patricia Irwin Johnston